Housekeeping book?

[Tim R]

What are your methods for financial housekeeping? Do you use any program or just pen and paper?

[supremeyingyang]

I use hledger. The theory behind bookkeeping is more important however.

[yetineti]

I started using the app ‘You need a Budget,’ or YNAB, January 1st of this year and it has helped me immensely.

I was horrible with money and needed to step up and help out my mom.

I wasn’t paying for anything and every dollar that came in went out.

YNAB has a philosophy that doesn’t allow you to budget money you don’t have. This, along with a clean Apple Style layout and other simple tools, helped me started paying for literally everything.

Like I said I use to spend every dollar.

Now I save money, I paid off my car, I pay for my health insurance my car insurance, all my food, clothes, gas, car repairs, a gym membership, etc etc.

I didn’t know there was so much to pay for!!!

But now I pay for 99% and all just within a few months.

It was a big 180 for me; I love YNAB.

PS: I think no matter what program or method you use - you’ll still always need a pen and paper to crunch out the details. That’s just me though.

Edited October 17, 2021 by mw711