Consept

Realistically I would be very skeptical of spending 8k on something like this, mainly because there are so many free or low cost resources that you can exhaust, to get to a level whereby you at the very least know whether spending this amount of money is worth it. But either way it's your journey and one of 2 thi gs will be true, either you'll spend the 8k and learn so much and escape wage slavery, or you'll realise it was a mistake and could've been better spent elsewhere. Either way, as long as you keep going you'll learn a lot, good luck

He has always talked about Tolle and seems to have some really good understanding of the importance of being present. Recently i think hes gone into a bit of a toxic green rabbit hole with his talks about government control and what not, which isnt very nuanced. His business partner Nick/Papa, according to all accounts is very toxic orange, I havent got first hand experience of it, but if you watch his videos he definitely has a strange vibe. I dont think this necessarily means that Owen is less developed because he works with him, but i think it does show overall how a successful business can sometimes hinder you, especially one that puts you in the public eye. But generally Owen is on his own journey like the rest of us and i think he has some great insights that can really help people, i would put him at green/yellow with a decent amount of orange, but like with any teacher just take what is useful and dont idolise.

The only way it could work is if you took a loan with a really low interest rate, say under 2% and with a term of 10 years or more and you just put the money in and leave it but pay back the monthly payments with your own money. I did actually get a business loan during the pandemic backed by the goverment at 2% interest, all the terms are very favourable like payment holidays or extending the term to lessen the payment etc. But it just made more sense to invest in my business, although I am putting some of the profits into the stock market. With this kind of loan it would make some sense over a minimum 10 year period. With normal loans though and especially the kind of 20% loans you're talking about, I can't see how that would work. If you're doing it passively in etfs and indexes you'll make max 15%. If you're trading in crypto or day trading you're basically loaning money to gamble which is as risky as it gets. If I were you I'd keep putting in your own money monthly, if you do this for 10 years you'll be setting on a nice amoumt.

Its interesting and ive been thinking about this recently but i wonder how much money and success come into any self-help or advice or even politics. As in is it possible to get advice separated from the fact that the person giving you advice is essentially trying to get paid from it either now or later? RSD Tyler in my opinion is a great speaker, obviously very captivating but he also makes a hell of a lot of money and hes very aware of what makes money and the tactics he needs to employ. This doesnt mean that hes completely driven by it but it is surely a massive factor, hes also probably aware of the psychology of people and knows that if he comes across to money-orientated he would lose his audience, so its a very deep psychological game, part of it genuinely could be a desire to help others. So i wonder if to really give honest, genuine advice you need to be at a level where you almost dont need the money, it becomes so secondary that youre not even actively thinking of ways to monetise your knowledge, you just want to serve. You potentially see this in sages and some gurus, but a lot of that knowledge might not be relevant to people who are just trying to find their financial footing or attract a mate. In these spaces it feels difficult to find the genuine article. Anyway recently i came across this guy that ill link below, he has a net worth of over $100m and does youtube really just to pass info on. I find his videos very interesting as he just gives the reality of his experiences and it seems that he's not trying to sell you anything, even if he was it would be a drop in the bucket for what his business makes. But i feel when you compare his vids to someone like Tyler theres just a certain calmness and matter of factness to them which i really appreciate. TD;LR Can you remain authentic as a coach, youtuber or whatever if your lifestyle depends on it?

Fair comment, of course its not for everyone, i did mention you should learn new skills, this doesnt have to be just financially based you could learn new skills that help people. Im also not saying you have to be crazy frugal, im just saying put something aside every month, this doesnt even need to be your focus its just something going on in the background. As you progress and earn more you can start eating better, even if you only invest in yourself this will still be the case, your investment in yourself can also take a long time to pay off, think of this more as an insurance policy that can also let you invest more in yourself in the long run. Over 20 years a million might be peanuts as you say but keep in mind only between 3.5% and 6.5% of the current US population are in fact millionaires currently. It also becomes even more difficult when you adjust for education and race for example the average person with a high school diploma only has around a 5% chance of achieving this, if youre black its only 1% and it only goes up to 6% if you have a masters which is crazy low compared to white people with a masters which is 38%. Also keep in mind this is just in the US which has one of the highest average salaries in the world, good luck if youre born in South America, Africa or Asia. So im not saying you cant hack the system and invest in yourself and then create massive value to the world while making money, that can even be your plan A but this is a very stable plan b that if works will leave you completely free for a large chunk of your life, if youre able to live off the interest. Then you can invest more than you ever could in yourself.

Hey guys, I wanted to drop this post as i see a lot of people asking about this topic and rightly so as its so foundational for life, whether you want to free up time to work on spirituality or just be able to live life and have different experiences without constantly worrying about survival. A disclaimer of course is that it wont solve all of your problems but it will at least handle one side. This is advice i wish i had known when i was young, if i had followed it id probably be retired or very much nearly on my way to being at my age which is 36. Having said that i have learnt so much first hand and you know it is what it is. So first of all we have to look at a realistic time scale, assuming you're young lets say 21 this gives you some time to save and invest. To do this of course you need some income, so the first step is and im sorry, be a wage slave lol. This will be a temporary measure but essentially you need enough to cover bills and put money aside, obviously the more sacrifices you make at this point the less time you will have to be a wage slave, so this means staying at your parents house or very cheap accommodation. Getting out of a 'consumer mindset', dont just consume and spend all your money keeping up with trends and the latest stuff, do you need the iphone 12 do you need that surface pro computer when you dont even need it to draw, learn how to cook or eat your mums delicious (maybe) home cooking. While doing your wage slave shit, look for side hustles, this can be stuff like selling on Amazon, freelancing on Fiverr, learning new skills that are in demand like coding for Alexa. Read books on finance and business that interest you, subscribe to youtube channels that give out this advice. You should eventually stumble upon something that will boost your income and allow you to put aside more and potentially work less. Now the fun part! Im going to lay out some scenarios based on how much you can save per month and what that will equal over a period of time. Im going to use an example of investing in ETFS and Equity funds on a monthly, dollar cost averaging basis, which means that you put money in every month regardless of whether it goes up or down, this lowers the risk. Also these funds are highly diversified which again lowers risk. You can of course invest in more riskier options but i want to lay out a way that anyone can achieve this if they take the right steps. So im using numbers from Vanguard UK as this is what i use so i have access to the performance over the last however many years. Vanguard is good though as fees are pretty low and its very simple to get started, its also tax free as you can get an ISA or Roth IRA or whatever there is in your country. OK so the numbers are based on an average of 13.5% over the last 9 years for an actual fund, in reality it could be more than this, it also of course could be less but generally youd get an average of around 10%. If you start with 500 (can be £ or $ you can change to your countrys currency) and invest 500 every month for 10 years at an average rate of 13.5% you would have contributed 60k and will gain interest of 61,355 giving you a total of 121,355. If you extend this to 20 years you would have contributed 120k and will have a total of 552.4k, as in over half a million. If you chose to just live off the interest you could make 14k a year after 10 years keeping the principal, probably not enough but not terrible. After 20 years though we'd be talking 65k per year in interest, the average salary in the USA is around 70k, so essentially this is the point where youd escape wage slavery. Want to get there faster? Lets say youre able to put in 1k every month in 10 years 243k and 20 years would equal 1.1 million, crazy numbers right?? The interest youd get per year after 20 years would be 130k nearly double the average wage, youd hit the average wage at around the 16th year. Remember this could just be the average of what you could put every month, so you could start off with 100 and then 5 years later you can do 500 etc. So dont worry too much if you can only do 100 or less to start. But even if you just do 100 a month youd still get 24k over 10 years and 110k over 20 years. Maybe not enough to retire but enough to invest in other ideas or whatever you want to do. So theres 2 options really either wait 20 years and then live off the interest if you can put enough away or take the lump sum at the end and invest in different things that may give a better return, property, a business, whatever works for you, if you can get a better return than the 13.5%, in theory it makes sense. The thing about this method is that you can waste whatever time trying to get out yourself, 10 or 20 years may seem like a long time but it does go quite quick and whatever you do in that time its not a given that you will escape wage slavery, most dont. If youre young the key thing is that you have time on your side and whether youre able to put in a little or a lot it can help you significantly in the future, at least a lot more than not doing it. Not only that its not really going to stop you from doing what you want, it just puts a cap on how long youve got to grind it out for. If you are 20 years old now and you can escape by the time youre 40 you will be in a position that very, very few will ever be in. Anyway the disclaimer is that this isnt financial advice and youre money can go up as well as down, do your own research and verify what im saying, wish you all the best in life.

I had this thought as well. Anarchy must come from a complete distrust of the government, which in some cases is valid, probably even in most cases. But if we look at this situation, its not a distrust in this government per se its more a distrust of any organising body and an idealised vision of 'freedom'. What they dont seem to realise is that without any organising body the most powerful will rise up and organise it themselves, most likely a red leader (look at what happened in Afgahnistan). So i think this misunderstanding of what liberation is would be the cause of some sort of anarchy which no one will end up being happy with. There needs to be an understanding that freedom has to be built on some kind of organisation. I think higher levels of the spiral will understand this and within that you get real freedom. Lower levels or those that misunderstand this will perpetually live in fear and seek liberation, most likely setting humans back even further. This isnt to say that the government currently is amazing but we can safely say its better than the tyrants and kings of previous. If there has been improvement then there is still work to do of course but it is getting better.

@7thLetter Some really interesting points there and its true why cant someone be anti-vaxx and just not post their views everywhere? Youre not being forced, you dont have to take it, you may have restrictions but that would still be the case whether you made noise about it or not, so that is the choice. So it does seem from day one, that its been about 'liberating the sheep' and 'telling your truth'. Whats strange is that, yes you can have your point of view but youd be lying, or at the very least exaggerating to say you know 100% your view is correct (even scientists wouldnt say that), when i ask people 'what would your way out of the pandemic be?', the only response i get is 'work on your immune system, some people will die but people die anyway'. Essentially theyre saying do nothing, which even if they are right somehow, they dont know that for sure and the risk of them being wrong could literally be catastrophic for the world. But either way i dont get this thing of making noise about it and convincing others and shaming the 'sheep' if its just about a personal decision, there is something more to it.

Love chess too, add me on chess.com - 'consept44' im around 1300 as well

Well said

So how do you propose Naziism should be taught? Did you want to learn about the good they they did or the bad that the Jews did, what do you mean by one sided?

@Ferretab Race and racism has played a massive part in the history of the US and in a lot of western countries up until today, which has resulted in unfair treatment for certain minorities. This is historical fact, if you go to museums in Washington you will see that pretty much every immigrant community was greeted with discrimination and real life policies that stunted their progress. Now what your suggesting as in, we are all one etc, would work in post-racial society, in which case there most likely would be no problem with teaching crt, an equivalent would be how the holocaust is taught in schools in Germany, in which Germany take pains to to teach how wrong the Nazi party were and damaging effects caused. This teaching means that Germany most likely will never go down that road again, which is played out in how they handle politics today. The other alternative is that the US is not a post-racial society, in which case something like crt is also essential in terms of becoming a post-racial society. In either case hiding the historical and current significance of race would in fact itself be an ideology.

@Parththakkar12 @DrewNows Here's the reality, you can have your completely free world if everyone has transcended survival and has gone on their journey and is basically enlightened or at least at yellow or above on the spiral. Until then 'freedom' is just a belief and paradoxical ideology, covering up for survival. Apart from the fact corporations would fully take control of the world without any market regulation, which by the way they'd love so I'm sure they're all for your freedom. But there would just be complete chaos, which is fine but we've already evolved from chaos, so we'd just come back to where we are now. You could make the argument that maybe there's too much control right now, but there's actually less control and more freedom than there ever has been in any human society. So I really rack my brain to think what this idea of freedom is that people have. I think maybe you're thinking of a utopia where everyone is enlightened and understands the universe and consciousness and their own bias' and whatnot, but what you don't see is that this is the path to that, we are on the right path it just takes a very long time. Going off that path just slows things down, it's the same way a dictatorship is on that path and when the people are ready democracy comes in, look at what happened to Iraq when saddam was taken out, did it get better or worse? Its the same with the Western world, when we're ready we will move up

Its interesting, but you could also flip it and say that theres an insatiable (which im sure he mispronounces) need for 'freedom' from the anti-vaxxers. In the times of the Native tribes you did what was best for the community, most likely you wouldnt even question it, because there was a certain trust that was necessary for survival. So now its like we want complete individual freedom regardless of how it affects the community, which in itself is a paradox and literally impossible, how can i have 100% freedom in a society of millions and everyone else simultaneously have freedom as well? Now there isnt really sufficient trust and in a lot of cases this mistrust is justified, it will always be an issue of top down power in a society, so i do empathise with people that want to go against the government, but i think what we need to realise is that if you get rid of this government and you take over it will most likely be worse than what it was before. I dont think people appreciate the delicate balance of society and in fact its probably the most progressive society in human history, however it loses a lot just for the size of it. We need to find some way to bring back purpose and true community, but i feel that will come as humans go up the spiral dynamics ladder, but one thing is that we have to really understand and rework our expectations for 'freedom'.

What about Astra-Zeneca and J&J who have pledged not to make a profit until the pandemic is over. The A-Z shot is only $2.15 each in europe, so even if they were making a profit its very minimal. Pfizer are making a profit on it of course, estimates will be around $3.6 billion for the year in profit but when you consider the pharma industry in the US is worth $1.2 trillion it is really a drop in the ocean. Vaccines arent in general big money spinners, they cost a lot to develop and usually are only taken once in a lifetime, or at most once a year

Yes definitely, the illustrations make it seem like it's about the plandemic stuff. But it goes to show how easy it is co-opt information about something else and make everything seem to revolve around whatever narrative you want, in this case its just a matter of adding masks to the images. It's just the irony of convincing people they're in a totalitarian regime through a video warning about totalitarian tactics ??

So wait youre posting a video about mass psychosis likening it to whats happening now by comparing a vaccination program to totalitarianism? That is such an insult to all the tyrant dictators currently and of the past (Hitler, Mao, Stalin etc). We are no where near being in a totalitarian society, if you really think that then that is mass psychosis. The government now isnt perfect by any means and has a long way to go and a lot of improvements needed but to say its totalitarian is such a reach. If you live in America or most of the western world then go and live in Russia or China or North Korea and then complain to them about living in totalitarian state, see how far you get. Do you ever consider that balancing everyones freedom is actually a difficult task and that working out everyones rights is still a work in progress? I actually like the video btw but i dont think its talking about what you think it is, thats the beauty of having fixed positions, you can attribute anything as evidence of them.

@Seed Just to clarify it is majority of experts that are for the vaccine as a route out, something like 98%, which is a scientific consensus. This doesn't mean that the vaccine is infallible there will be some issues as with any medication or drug but the efficacy is agreed upon by experts and there is currently no other plan or solution, if a better one did come up, in theory that would be the one they'd agree on. As I understand what you're saying people should have a choice of whether to take the vaccine. The issue is that a certain amount of people need to take it for it to be effective and for us to relax social distancing, reduce hospitalisations etc. So by not taking it what people are saying is that the route presented by science is not the right one. Maybe this is true but then you would have to present a feasible alternative. What science has presented is a vaccine with around 95% efficacy and let's say 1% short term side effects. Keep in mind there are no drugs without side effects. So if the vaccine is not good enough, I'm assuming people want more than 95% efficacy and basically no side effects, they also want it developed quickly but with long term testing. Which makes me think that essentially nothing science comes up with will suffice. So I would ask is in an ideal world, what would a way out even look like? Or is it just a case of letting nature take its course and decimating everyone?

@Seed I don't expect you to have a virologist knowledge or know anything about the ingredients, the reason I pointed you to the list is because you stated - "Not one car safety law involves forcing citizens to put a shot into their body, that is not sufficiently tested, have no idea what is in it, whether it even works or what the side effects are." Part of your argument for not taking the vaccine is based on this, but all this information is available. I appreciate you don't want to insult the doctors by saying you know the words on the list, but is it not more insulting to have a strong opinion that disagrees with the doctors without even knowing the words on the list, whilst also complaining that you don't know what's on the vaccine? Regarding your solution, which reading between the lines is to just let nature take its course and not doing anything about the pandemic, I don't want to misquote you but that's what I'm getting from what you said. Where do you draw the line with this, should we stop all drug research and let people just deal with whatever conditions they have for any illness, or is this specific just to covid? If we were to roll out your strategy of do nothing there would be millions more dead, not just from covid but over crowded hospitals where people will find it hard to get treatment. From an overall perspective maybe less humans would be better, it's basically thanos' argument, but would you really want to advocate for culling humans?

@Seed you can actually find out what's in the vaccine, it's all open to the public https://portal.ct.gov/Coronavirus/Covid-19-Knowledge-Base/Vaccine-Ingredients But what I wanted to ask is if the vaccine is the right route out what do you think is the right way out of the pandemic? Keep in mind the numbers are what they are even with all the social distancing. Also healthy eating and lifestyle are great to do but are a preventative measure and wouldn't have had too much effect on the pandemic if people only started during the pandemic.

OK but this is separate issue, personally i would call it a consciousness problem in that majority of society is in certain states of consciousness that are not good for the planet. If everyone was at say yellow and above consciousness levels there wouldnt really be the same issues or messes that we have now. But i also dont think youd find many people at yellow or turquoise whos solution would be to cull people as in not develop ways to save people if its possible, their solution would be to raise consciousness, especially turquoise people. My point was more that the reasoning given by @BadHippie was an egocentric perspective as in for him not to suffer and give his gift to the world, hes willing to not take it. You seem to be saying there shouldnt be any special treatment given to humans, which is fine but its a different argument.

These are things you want and want to do, this reasoning by definition is egocentric. Also the vaccine will not probably make you sick, at most you might not feel great for a couple days, but it is extremely unlikely you will have any sever adverse reactions, in fact you would be more likely to have bad effects from covid for a longer period, so even on an egocentric viewpoint that reasoning doesnt really work. I do understand your concerns and these are issues that are constantly being worked on and learnt about. I also respect youre decision as an egocentric one and you have a right to make that but not taking the vaccine because of a worry that it might make you sick and if it does you wont be able to share your gift with the world is not really looking outside of yourself.

Its not an either or situation, you can have compassion for both humans and animals. What i was talking about was going from a circle of compassion that only includes yourself to other people. Youre taking it a step further and saying it should also include all living beings, which is fine but you cant paint the egocentric view as caring about every living thing and then conveniently make decisions that only appear to benefit them.

I'm willing to be corrected, could you break down how asking the question - Is from a world centric view? Again im not judging or arguing im interested in how you see this as not an egocentric position

The CDC specifically says the vaccine reduces risk of spreading the virus - "Individual and community-level prevention measures in addition to vaccination have been shown to help reduce the spread of SARS-CoV-2.(163-167) However, there can be individual and societal costs related to physical distancing, quarantine, school and business closures, and other prevention measures.(168-175) Modeling studies suggest that adherence to other prevention measures, such as wearing masks and physical distancing, continues to be important in the context of vaccine implementation.(176-184) In one study, complete relaxation of prevention measures for the entire population prior to adequate vaccination coverage (60-80% depending on the population considered) resulted in essentially no reductions in SARS-CoV-2 infections.(178) However, in the context of rapid vaccine implementation, the benefit of non-pharmaceutical interventions decreases: preliminary data from one study found prevention measures in the United States could begin to be relaxed 2-3 months after vaccination began if a rate of 3 million doses administered daily were attained(185). Correspondingly, preliminary data suggest that increasing vaccination rates may allow for the phasing out of some prevention measures as coverage increases.(184) With high vaccine effectiveness and increasing vaccination coverage, preliminary modeling studies conducted prior to emergence of the Delta variant predicted that vaccinated people returning to normal activities will have minimal impact on the course of the pandemic.(185, 186)" https://www.cdc.gov/coronavirus/2019-ncov/science/science-briefs/fully-vaccinated-people.html But looking at a more meta perspective of your question, as i said its an ego-centric question, whats in it for me why should I take it. What im saying is that a world centric view would not look at it in that way. Your research is done to give justification for not taking the vaccine, maybe theres something to it, maybe there a shreds of truth in it but there is also the same and more research on the other side. I imagine you were never for the vaccine from whenever you heard there would be a vaccine therefore your decision was always not to take it and because youre somewhat intelligent, have some kind of scientific argument as to why not. If you had a world centric view your thinking would be more along the lines of 'people are suffering as a result of something, countries are completely locked down, the world is suffering is there some small thing i could do to help the situation? Will this small thing have any negative repercussions for me? most likely not ok let me do it'. All this other research and whatnot is just a justification for an egocentric action, which makes sense because not only are you doing the egocentric thing but you also want everyone to agree with that choice and praise you for being smarter than 99% of experts, which is why you spend so much time on research and explaining yourself. Im not saying this as a judgement and you are of course free to make an egocentric decision, i probably make loads myself, but at least be honest about it.