r0ckyreed

Calling anything a parasite is a bias.

What do you think about Zephyrus G16? @MarkKol

That’s what AI stands for these days.

I heard of that one! Do you like it? I have been hearing good things about Asus Rog Zephyrus G16.

It’s an AI.

Why is everyone having a Mandela Effect. She said I rebuke you in the name of Satan. Not Jesus. This is why cops should have a degree before they carry a gun like a doctor having a degree before they can carry a stethoscope.

It’s not possible because the Universe put those constraints on human brain. Thinking you can understand reality totally is like saying you can be unconditionally happy. This is foolish. The Universe is so profound that it cannot be understood. How do you think you can understand God/Universe if one cannot understand a basic calculus and a single grain of sand? The Universe is infinite and human perception is 3D. There is no way.

I agree with increasing the standards. There is only so much flat earth, red pill, and Trump that a mind can hear before it starts losing IQ. Im tired of the low quality BS posted on here. If you aren’t conscious, then go to Reddit and Twitter. People posting suicidal stuff need to be on Betterhelp and not on here. This isn’t a psychward. This is a philosophy academy.

Satan does his best work when you don’t believe in him. You are Satan. Ego is Satan.

I do dollar cost averaging of $500 per month into Vanguard Total Stock Market. I invest in the whole Stock Market rather than in individual stocks. I set it and forget it.

"But," he said, "you cannot see my face, for no one may see my face and live." —Exodus 33:20 (NIV)

I am a 27 year old virgin as well. It honestly isn't worth losing your virginity just for the sake of losing your virginity. Do you see how toxic our culture is that it would lead to you want to kill herself because you haven't lost your virginity? There is nothing you have to lose. I will be honest that I would like to find a woman and have deep intimate passionate sex with, but at the same time, that is something that cannot be forced. Also, I have a fear of giving away my power and energy to another person. I hear people saying that once they do sex, it is like a drug, and that you will want to keep doing it. I would just give you the advice that I am trying to give myself after my own breakup of my first long-term relationship, and that is to focus on developing yourself into the greatest version of yourself. "The flower does not dream of the bee. It blossoms and the bee comes." Good luck.

Even a job is a gamble. If everything is a gamble, then you might as well make smart gambles. Keeping your money in the bank is a gamble because your money loses value from inflation 3-5% per year. Whereas investing in a mutual fund with a solid track history is a calculated risk. Driving your car to work is a gamble, but there are ways you can do it consciously and unconsciously. Life is a game a Texas Hold'em. We don't get to choose our cards. All we can do is play our best hand with what we have been dealt with and keep moving forward.

You mean we don’t deserve their help? We aren’t beyond their help. We are beneath their help.

No such thing as fate because fate is based on an imaginary future. The only thing that exists is now. Everything is now.

I think there is some truth to humans being diurnal and that our bodies experience higher cortisol associated with the nocturnal lifestyle.

https://youtu.be/ANhf-b2POB4?feature=shared I just opened a Capital One 360 Savings Account and am getting 4% interest.

I am thinking about posting a review in the next couple months of what I think is the best HYSA. So far, I am really liking Wealthfront. It is easy to use and I can see all my money and have all my accounts in one place. Capital One and Marcus are also great options. I personally do not care for Ally Bank.

It says monthly interest is 4.11 and apy is 4.25 for capital one

That’s awesome! I am really enjoying Wealthfront so far! I love Capital One, Marcus, and Wealthfront. https://www.wealthfront.com/c/affiliates/invited/AFFB-779H-ULPY-HRG3 https://www.marcus.com/share/AUS-A5R-H3AA

Monthly.

I’ve been doing some more research and it seems like the YOTTA situation is different from Wealthfront and how they operate. Yottas issue is that it had a middleman intermediary which was Synapse and when Synapse collapsed, it froze funds in Yotta customers accounts. Wealthfront seems to operate similarly to a brokerage account like Vanguard. If Vanguard or Wealthfront went under, there are things in place to secure customers their money back. It seems like it may be frozen, but it isn’t lost. Wealthfront doesn’t use an intermediary middleman, so what happened to YOTTA won’t happen to Wealthfront. Here is a referral link: https://www.wealthfront.com/c/affiliates/invited/AFFB-779H-ULPY-HRG3 If you sign up to Wealthfront through the link, you will get 5.50% APY for 3 months.

Hello, I recently heard about the collapse of Synapse and how many Yotta customers were unable to access their money despite of the fintech company being FDIC insured. The FDIC stated that since the failure wasn't a "bank failure" there is nothing they could do. It just makes me wonder whether HYSA fintech companies like Wealthfront are safe at all despite its $8 million dollar FDIC protection through its partnered banks? I would appreciate any insight. I am thinking about transferring my money over to Marcus HYSA that offers 4.40% right now. Here is the article: https://www.forbes.com/sites/emilymason/2024/06/17/is-your-money-really-safe-in-an-fdic-insured-fintech-account/

I really love all of my HYSA's. I love them all for different reasons. I love Wealthfront, Capital One, and Marcus. I feel like I am just wanting to open every HYSA possible just to see what they are like.